Northern Virginia Criminal Justice Academy (NVCJA) Practice Exam

What penalty can a driver expect for being uninsured as stated in the provided law?

1. Increased insurance rates

2. DMV suspension of license plates, registration, and driver's license

3. Mandatory driving courses

4. Probationary driving status

The correct answer is: DMV suspension of license plates, registration, and driver's license

A driver found to be uninsured can expect the DMV to impose significant penalties, including the suspension of license plates, registration, and the driver's license. This is a protective measure aimed at ensuring compliance with insurance laws and promoting road safety. By suspending these items, the DMV effectively removes the driver's ability to legally operate a vehicle, which underscores the seriousness of driving without insurance. The other options, while they may be considerations in certain circumstances related to driving infractions, do not specifically address the direct consequences stipulated for being uninsured. Increased insurance rates can occur after such violations, but they are not an immediate penalty imposed by the DMV. Mandatory driving courses and probationary driving status may apply to other offenses or circumstances but are not standard penalties directly associated with the absence of insurance coverage. Therefore, the DMV's actions of suspending license-related privileges represent a clear and immediate response to uninsured driving.